by J.J. Schenkelberg, CFA | Jul 7, 2022 | Uncategorized
U.S. Versus International The S&P 500, an index of large U.S. companies, posted a total return of -16.5% for the Second Quarter of 2022. U.S. stocks marginally outperformed international again for the quarter as measured by the iShares MSCI EAFE ETF, a...
by J.J. Schenkelberg, CFA | Jul 7, 2022 | Uncategorized
By Michela Torczon Earl Nightingale said, “We become what we think about.” Many others throughout history, as well as the latest neuroscientific research, echo the accuracy of this statement. The same is true with our finances. How we think about money determines the...
by J.J. Schenkelberg, CFA | Jul 7, 2022 | Uncategorized
I love flying! The first time I was on an airplane was before the age of one. At one point in my career I was travelling monthly. As much as I’ve flown, that feeling when the airplane wheels leave the ground and the plane lifts into the air is magical. There’s...
by J.J. Schenkelberg, CFA | Apr 12, 2022 | Market Commentary, Market Performance
Performance Source: Koyfin U.S. Versus International The S&P 500, an index of large U.S. companies, posted a total return of -5.0% for the First Quarter of 2022. U.S. stocks marginally outperformed international again for the quarter as measured by the iShares...
by J.J. Schenkelberg, CFA | Apr 12, 2022 | Financial Planning
The first step in every good financial plan is an emergency fund. It doesn’t matter whether you have a net worth that is negative or over $10 million. An emergency fund is a set amount that is designed to handle unexpected expenses or events. It can also be viewed as...
by J.J. Schenkelberg, CFA | Apr 12, 2022 | Market Commentary, Market Performance
Market Forces. Power of the Consumer in Charts Investors are watching the market a little more closely these days. For those of you who have been following this newsletter the past six years, you know that when I look at any investment I look at the quality of...
by J.J. Schenkelberg, CFA | Jan 12, 2022 | Market Commentary, Uncategorized
Where did 2021 go? They say life moves faster as we age. If the years continue to get faster, I am scared to blink. The past year has been a whirlwind of high school graduation, new college, new high school activities, work accomplishments, family trips and...
by J.J. Schenkelberg, CFA | Jan 12, 2022 | Market Commentary, Uncategorized
Before you read too much into this title, I firmly believe you cannot save too much for retirement. Saving early and often is the best path to personal financial freedom for retirement and any other life goals. Figuring out where to save is one of the most important...
by J.J. Schenkelberg, CFA | Jan 12, 2022 | Market Commentary, Uncategorized
U.S. Versus International The S&P 500, an index of large U.S. companies, posted a total return of 10.7% for the Fourth Quarter of 2021. S&P 500 performance was driven by strength in select stocks with large weights in the index. U.S. stocks significantly...
by J.J. Schenkelberg, CFA | Oct 15, 2021 | Market Commentary, Uncategorized
When investors turn to market newsmakers they are often given S&P 500 index performance as a proxy for how the stock market has performed for the day, week, month, year. What they don’t readily publicize is how many other thousands of stocks are in the investment...
